🏠 Buy vs Rent Calculator

🏡 If You Buy

Home Purchase Price Down Payment (%) Mortgage Interest Rate (%) Loan Term (years) 30 years 15 years 20 years Annual Property Tax Rate (%) Annual Home Insurance ($) Annual Maintenance (% of home value) Expected Annual Home Appreciation (%) HOA Monthly Fee ($)

🏢 If You Rent

Monthly Rent Annual Rent Increase (%) Renter's Insurance ($/month) Investment Return on Down Payment (%/yr) Analysis Period (years) 5 years 7 years 10 years 15 years 20 years 30 years Marginal Tax Rate (for mortgage deduction) Closing Costs When Buying (%) Selling Costs When Selling (%) Calculate Buy vs Rent →